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Terms & Conditions

Shamal Holding Website Terms and Conditions of Use (“Terms and Conditions”)

Acceptance of Terms and Conditions

Please read these Terms and Conditions carefully. These are the Terms and Conditions governing your access and use of the master Internet website or any other website controlled by Shamal Holding and/or any of its holding, subsidiary and/or sister companies and affiliates (hereinafter referred to as “Shamal”), located at (“the Site”). NOTE: IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT USE/VIEW THE SITE. By continuing to use the Site and/or any of the services on the Website, you agree to be bound by these Terms and Conditions. By using and/or viewing the Website, you signify your agreement to these Terms and Conditions.


Copyright in the pages and in the screens displaying the pages, and in all of the information, text, photos/images/illustrations and any other content or material displayed therein and in their arrangement, is owned by Shamal unless otherwise indicated.


Shamal, its contractors and/or participating corporations are the owners of each of the respective trade and service marks that may appear on the Website and all rights are hereby reserved in respect of such trade and service marks.

Use of Information and Materials

The information and materials contained in these pages – and the terms, conditions, and descriptions that appear – are subject to change. Not all products and services that may be described herein may be available at all times or in all areas. Your eligibility for particular products and services is subject to the final determination and acceptance of Shamal and any agreement with Shamal will be subject only to a written agreement evidencing such.

No Warranty Given

The information and materials contained in the Website, including text, graphics, links or other items – are provided on an “as is” and “as available” basis. As such, Shamal does not warrant the accuracy, adequacy or completeness of the information and materials and expressly disclaims liability for any errors or missions that may appear on the Website and/or any page therein. No warranties of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, are given in conjunction with the information and materials.

Financial Information

We will not ask for nor collect financial information from you through the Website. We disclaim in full any such liability and you hereby agree that we shall have no liability to you in respect of any financial information or data that you may transmit to us.

Exclusion of Liability

In no event will Shamal be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with the Website or use thereof or inability to use by any party, or reliance on the contents of the Website, or in connection with any failure of performance, error, mission, interruption, defect, delay or failure in operation or transmission, computer virus or line or system failure, even if Shamal or its  representatives are advised of the possibility of such damages, losses or expenses. Hyperlinks to other internet resources are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by Shamal. This exclusion clause shall take effect to the fullest extent permitted by all applicable law.

Submission of Information

All information submitted to Shamal via the Website shall be deemed and remain the property of Shamal who shall be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information a visitor to the Website provides Shamal through the Website, subject to any obligations of confidentiality or privacy regarding submitted information as agreed by Shamal, or specifically set forth on the Website in its Website Privacy Policy, or as otherwise specifically agreed or required by law. Please refer to the Website Privacy for more details


These terms and conditions are subject to change and can be modified at any time without notice. Your continued use of the Website and/or any other Internet Website controlled by Shamal and/or any of its subsidiaries and/or its affiliates and/or any of their Internet websites following the posting of changes to these terms further signifies that you accept those changes.

Governing Law and Jurisdiction

By accessing the Website and obtaining the facilities, products or services offered through the Website, you agree that all applicable law of Dubai and the United Arab Emirates (UAE) shall govern such access and the provision of such facilities, products and services and you agree to submit to the exclusive jurisdiction of the courts of the Emirate of Dubai, UAE.